First Commercial Bank  
 
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Financial Conditions

As a locally owned and managed bank, we pride ourselves on a level of response that is rarely found in the current banking environment. We are proud of our community bank heritage and the vital role we play in your neighborhood. First Commercial Bank is your community bank. It is through your loyal patronage that we continue to grow. Thank you for your support.

RESOURCES LIABILITIES & EQUITY
(in thousands)   (in thousands)  
- Cash & Due From Banks $5,364 - Demand Deposits $48,344
- U.S. Treasury Securities $0 - Time Deposits $232,195
- U.S. Government Agencies & Corporations $34,876 Total Deposits $280,539
- Other Liabilities $31,298
- Obligations of State & Political Subdivisions $7,806 Total Liabilities $311,837
(Letters of Credit: $1,018)
- Other Securities $100 Total Equity $27,411
- Federal Funds Sold $9,660  TOTAL LIABILITIES & EQUITY $339,248
- Loans $267,804
- Bank Premises & Equipment $7,963
- Other Real Estate Owned $0
- Other Assets $5,675
 TOTAL RESOURCES $339,248 As of December 2006 
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